In 2010 the Supreme Court of Florida passed an administrative order that required early mediation in all residential foreclosure cases. However, the statistics show that the program has not proved to be effective.
Statewide, there were 13,417 cases referred to mediation between March and June, according to a state report. Of those, 768, or 1 percent, resulted in the borrower and lender coming to an agreement. That could include a loan modification or a short sale.